QROPS options. More than a pension.

QROPS BENEFITS

UK assets are heavily regulated, are often inflexible and have some important implications for inheritance tax

but transferring a British pension can offer significant benefits.

EARLY RETIREMENT

Up to 30% tax free lump sum (compared to 25% in the UK).

REDUCED EXCHANGE RATE RISKS

Access to international investment options.

FLEXIBLE AND PORTABLE

Income is tax in the country of residence.

NO IHT ON DEATH

Maximises the value for a spouse.

Get access to UK pensions information, we’re here to help you to succeed.

We want to give you the best information so whatever company you choose to use, you can make an informed decision!
We provide information so you can make a good choice and discover more about a transfer, apply it and grow your assets.

QROPS IN SOUTH AFRICA

Access your retirement options.

Download your free guide

QROPS EXPLAINED

In recent years, changes to legislation set out by the HMRC have given rise to Qualifying Recognised Overseas Pension Schemes where the HMRC makes allowances for UK expats to transfer their pensions out of the UK and into HMRC-recognised schemes based outside the UK.

The most popular jurisdictions include Gibraltar and Guernsey, however there are many HMRC-approved countries that offer different benefits and options.

Under some circumstances, a QNUPS (Qualifying Non-UK Pension Scheme) may be a better option for UK retirees. QNUPS are also available to British citizens living outside of the United Kingdom and makes provision for individuals to transfer their UK based assets to a jurisdiction outside of the UK that offers significant benefits relating to IHT and lower tax rates.



FREE DOWNLOAD

Find out more about the advantages of transferring a British pension to a QROPS.

FREE DOWNLOAD

These retirement alternatives offer significant benefits, find out more about the advantages of transferring your assets.

We have a network of financial advisors across South Africa who are qualified to help you with information and decisions around your UK pension, SIPPS options and QNUPS as an alternative to QROPS.

We have put together a comprehensive article on BREXIT for our clients and visitors looking to stay updated on how leaving the EU will affect the UK’s retirement regulations.